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Your First Car Insurance Doesn’t Have To Be A Problem
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Purchasing car insurance for the first time can be stressful. Thus, most people just accept what the dealership or car loan lender offers and don’t bother to shop around for the best car insurance offer available. What these people fail to understand is that a small difference on the monthly payments of an insurance premium can result on huge savings. Furthermore, if the payment of the premium is not done in installments savings can be even higher.
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Insurance: Some good news, some bad
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Insurers were lobbying for the past 3-4 years to decontrol fixed premium rates of fire and motor insurance, the last segments of general insurance that had fixed pricing. Detariffing, which means free pricing of rates, started on January 1, 2007. Insurance companies are taking some time to rework their premium rates.
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Business Overhead Expense Insurance – Do I need it?
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Personal disability insurance protects a physician’s ability to earn income, but what protects his or her medical practice? Business overhead expenses are just as relentless for those who suffer a disability. A practice that relies on a small number of people (or one person) to produce revenue is economically vulnerable if one of those individuals becomes disabled. A business overhead expense (“BOE”) disability policy will cover the ongoing operating expenses of your practice. It ensures that you do not have to use personal assets to pay for business expenses if you become disabled.
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Disability Insurance
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A disability could render you helpless by taking away the one thing that you need to safeguard all of your assets: your income.
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